Deployed servicemembers are being offered lower interest rates by the Military Star Credit Card Program.

Members whose accounts are in good standing have two options:

• A 6 percent interest rate with no monthly payments and use of the account during deployment. Family members can also use the account under the same terms.

• A zero percent interest rate with no monthly payments during deployment. Under this option the card holder cannot use the account for additional purchases.

Military Star Card holders who are deployed for Operation Enduring Freedom or Operation Iraqi Freedom can contact an Army and Air Force Exchange store manager downrange to apply for the program, according to AAFES spokeswoman Jeanne McDonald.

Card holders can also apply by having their unit commander or representative provide the Military Star Card Center with a copy of the deployment orders, servicemember’s name, Social Security number and dates of deployment.

The unit commander or representative can notify the center through the mail — P.O. Box 650410 Dallas, TX 75265-0410 — by fax — in the States at (214) 312-4326 or DSN 967-4326 — or by e-mail at

For security reasons, mail is the preferred method of communication, according to an AAFES press release.

The credit cards are valid at AAFES, Marine Exchange or Navy Exchange stores.

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