CAMP FOSTER, Okinawa — Testimony ended Friday in the court-martial of a Marine private charged with racking up more than $20,000 in debts by passing bad checks and misusing a bank debit card last summer.

A bank official testified that Pvt. Robert N. Harvey, 20, often used his debit card despite having no funds in his account. A handwriting expert later testified that Harvey had signed several bad checks.

No evidence was presented Friday in the defense of Harvey, who did not testify in his own behalf after the prosecution rested its case earlier in the afternoon. His counsel, Marine Capt. Jennelle Janabajal, did not call any witnesses.

The court-martial panel of three senior enlisted Marines and two officers will listen to closing arguments and deliberate for a verdict Monday.

Harvey, assigned to Marine Air Control Group 18 at Marine Corps Air Station Futenma, faces a maximum sentence of 64 years and six months in prison and a dishonorable discharge on charges of larceny, writing checks with insufficient funds and intending to defraud.

According to evidence presented on the opening day of the trial Thursday, Harvey wrote 40 checks last July and August to purchase some $17,798 worth of computers, stereo equipment and other goods from the Army and Air Force Exchange store on Camp Foster on a Navy Federal Credit Union Account that had insufficient funds.

An official with the credit union testified Thursday that Harvey wrote some of the checks after she counseled him on the overdraft problem and informed him that his checking account was closed.

On Friday an official with the Fort Sill National Bank testified that Harvey also had a habit of using his debit card with that bank without having sufficient funds. Yolanda Perry, an operations officer for the bank, testified that the overdrafts were allowed because Harvey’s paychecks were directly deposited.

That stopped when he switched banks, although Harvey allegedly used the Fort Sill bank debit card to rack up $4,378 in debt through 14 purchases made at Okinawa businesses about the same time his NFCU checking account was closed.

Perry explained that merchants overseas do not have to get authorization from the bank for purchases under $300. Harvey’s purchases averaged about $250. She said Harvey never made an attempt to pay back any of the debt and never responded to any notices from the bank.

Following Perry’s testimony, a handwriting expert testified that he examined the NFCU checks against samples of Harvey’s handwriting and there was no doubt in his mind the defendant signed them. He said he was a bit less confident that the Marine also signed the credit slips from the Okinawa businesses.

“The limiting factor there was the poor copy quality of the slips,” he said.

During opening arguments Thursday, Janabajal said Harvey never intended to steal. Her cross-examination of prosecution witnesses attempted to show that Harvey may have simply misunderstood how checking accounts worked and confused his debit card with a credit card.

Since January, Harvey’s pay has been garnished $347 a month to repay AAFES, according to evidence presented.

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